Pay less with ALP
Companies offering too-good-to-be-true interest rates often make up for that discount with hidden fees.
We offer Australia’s most competitive car finance deals and proudly show all fees in a totally transparent obligation-free quote.
Get a quote today and make an informed decision.
Optimum vehicle replacement policy
So you can enjoy the flexibility of upgrading your vehicle before the term ends, we’ll let you know when you can do so without any out-of-pocket expenses.
Same-day approvals
Getting finance is quick and easy with same-day approvals so you can drive away sooner!
Flexibility
We’re totally fine with you paying out your finance early and won’t charge you ANY retained interest.
This can save you thousands if you need to sell your car sooner than expected.
Pick An Amazing Option
For Your Business Use
| Operating Lease | Chattel Mortgage | Novated Lease (MOST POPULAR) | Finance Lease | |
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| New or used car |  |
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| Fleet pricing on new cars | |
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| Car purchase GST-free | |
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| Can use car as security | |
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| No deposit required | |
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| Car registered to you | |
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| Balloon/residual value option available | |
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| Save thousands on income tax via salary packaging | |
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| At end, you can upgrade/refinance/payout to own | |
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| Car payment tax deductible | |
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| Depreciation and interest costs tax deductible | |
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| Claim GST on purchase price | |
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| Claim GST on repayments | |
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| Tax classification | Rental | Loan | Rental | Loan |
| Balance sheet classification | Expense | Asset | Expense | Expense |
| Find out more | Find out more | Find out more | Find out more |
Frequently Asked Questions
Our interest rates are very competitive, but your individual circumstances may affect the rate you’re eligible for.
Given that you can’t pay credit with credit, most customers choose to pay via direct debit. However, we can setup BPAY if you would like.
We minimise the chance that you’ll have any. However, some lenders do charge exit fees but have other benefits that suit you better. We’ll work with you to find out what suits you best.
Our panel of lenders have products with and without monthly fees. Whichever lender you choose, we’ll ensure there’s no nasty surprises and the road to your new car is smooth.
Don't Just Take Our Word for It
Hear from our satisfied clients who have saved thousands with a ALP novated lease.
Your perfect car finance deal is now available
Get in touch to learn more about how novated leasing can help you save.